Wealth Reality Simulator • Fun, educational, and brutally honest math
1
$0
Dashboard
Your money, assets, burn rate, and survival math
Net Worth
$0
Cash + investments + asset value
Monthly Burn
$0
Recurring costs, lifestyle, upkeep
Investments
$0
Grows monthly with risk
Runway
∞
Months until cash hits $0 (estimate)
Setup
Pick a jackpot and your rules
Example: 25,000,000
This is simplified on purpose.
Rent, food, bills, normal life.
Trips, shopping, vibes.
Affects expected monthly return + volatility.
No resale means luxury purchases are a one-way door.
Tip: press N for Next Month
Reality Meter
How fast are you cooking your future
Risk level
Low
This sim is designed to show how recurring costs and lifestyle creep can destroy even large jackpots.
Buy shiny things if you want, but the upkeep is where people get wrecked.
Luxury Store
Buy assets with real costs: insurance, upkeep, staff, repairs. That is the trap.
None yet. Buy something shiny.
Select
Asset
Value
Monthly upkeep
If "No resale" is enabled, value still counts in net worth, but you cannot liquidate it.
Money Moves
Control cash flow and investing
Moves cash into your investment account.
Pulls money back to cash (tax-free here for simplicity).
Lifestyle creep usually starts here.
This is where people justify bad decisions.
Use this for anything: legal, medical, toys, a surprise bill.
Monthly Summary
What happened last month
Start the sim to see summaries here.
Emergency bucket does not grow here. It is just cash set aside.
$0
If your cash hits zero, emergency can keep you alive.
Transaction Log
Every inflow and outflow is recorded. No magic money.